Encrypted and Automated Loan Servicing: $10B Bank Live on Participate
We are thrilled to announce that a regional bank with approximately $10 billion in assets is now live on Participate — seamlessly integrating with FIS® IBS and fortified with advanced encryption for unmatched data security.
This integration marks another major milestone for Participate, where patented loan participation and syndication automation meets cutting-edge security protocols. By layering advanced encryption onto our already patented workflow, we ensure that every transaction — from data sharing to document management — is protected end-to-end.
Key Highlights:
- Automated Post-Sale Servicing: Advances, principal, interest, and fee payments are now automatically processed, eliminating manual tasks and reconciliation risks.
- FIS® IBS Integration: Directly connects to one of the most widely used core banking systems, ensuring a seamless experience for our clients.
- Enhanced Data Security: Documents, data, and communications are encrypted both in transit and at rest, meeting the highest standards for information security.
- Operational Efficiency: Institutions can scale lending operations without increasing back-office staff, improving margins while reducing operational risk.
- Revenue Growth: Automation not only reduces risk but opens the door to new non-interest fee income opportunities through streamlined loan sales and servicing.
At Participate, our mission is clear — keep lenders lending while empowering banks to scale, reduce concentration risk, and maximize profitability. Whether it’s originating larger loans, creating liquidity, or managing post-sale operations, Participate is the trusted partner for future-ready financial institutions.
Learn more about how Participate can help your bank unlock new efficiencies, secure operations, and drive growth.