Baker Hill Loan Exchange | Baker Hill UN/FY + Participate

Launch loan participations from Baker Hill UN/FY with one click.

Use the embedded “Send to Participate” button to move loans from Baker Hill UN/FY into Participate, where you can share opportunities with selected lending partners, reach authorized buyers beyond your existing network, and automate post-sale participant servicing.

Grow with borrowers Keep lenders lending Improve liquidity & deposits Reduce concentration risk
Embedded “Send to Participate” initiation Live marketplace of Baker Hill buyers Hosted on a secure, redundant cloud infrastructure
Embedded loan participation workflow
Seamless integration via Baker Hill UN/FY

Open a borrower record inside Baker Hill UN/FY, click “Send to Participate,” and select buy-side partners to distribute instantly.

01
Open borrower record Start inside Baker Hill UN/FY.
02
Click “Send to Participate” Loan data and docs populate automatically.
03
Select buy-side partners Offering memorandum distributes instantly.
Financial institutions 750+
States active 48
Go-live time 1 day
750+
Financial institutions

Active network members buying and selling through the platform.

48
States active

Actual financial institutions using Participate in 48 states.

$15.1B
Loan volume loaded

Total cumulative loan volume loaded across the ecosystem.

$1.4B+
Commercial inventory

Available commercial opportunities through the network.

Loan participations have been a powerful lever in our growth story, allowing us to scale intelligently while maintaining strong credit discipline. Digitizing the full lifecycle, from origination to distribution and ongoing management, creates consistency, reduces operational risk, and improves execution.
45 loans sold • 16 buy-side partners
Tyson Leyendecker headshot
Tyson Leyendecker
President & CCO
Capra Bank
Seamless integration via Baker Hill UN/FY

How it works.

Move from a borrower record inside Baker Hill UN/FY to a draft sale, select buy-side partners, and distribute the offering instantly.

Step 01

Open a borrower record inside Baker Hill UN/FY.

Start in the existing Baker Hill workflow.

Step 1
Step 02

Click “Send to Participate.”

Loan data and docs populate automatically.

Step 2
Step 03

Select buy-side partners.

Offering memorandum distributes instantly.

Step 3
Baker Hill UN/FY → Participate
Seamless integration
Baker Hill UN/FY and Participate workflow screenshot
Open borrower record Start inside Baker Hill UN/FY.
Click “Send to Participate” Loan data and docs populate automatically.
Select buy-side partners Offering memorandum distributes instantly.
Why loan participations matter

Why loan participations matter to growth.

Use participations to keep borrower relationships, create lending capacity, improve liquidity, and manage concentration risk—without adding manual work.

Grow with borrowers

Keep the relationship when loans outgrow hold limits.

Sell down the excess while continuing to serve the borrower.

01
Keep lenders lending

Free up capital for the next opportunity.

Participate portions of a loan instead of holding 100%.

02
Improve liquidity & deposits

Create liquidity, deposits, and fee income.

Use participation activity to open new partner relationships.

03
Reduce concentration risk

Reduce concentration risk before it slows growth.

Balance exposure by borrower, loan type, term, or geography.

A
Embedded initiation Launch from Baker Hill UN/FY with one click.
B
Buyer reach Invite trusted partners or reach authorized buyers.
C
Post-sale servicing Shared balances, notices, and servicing stay synchronized.
Built for the market

One embedded path from UN/FY to active buyers.

Send opportunities to selected partners or authorized Baker Hill buyers from one workflow.

What Participate provides

Full-cycle automation for selling loans and post-sale participant servicing.

Participate supports the full lifecycle with automated workflow, data room, notices, shared balances, and digital servicing tools.

Sell-side + exchange

Post a Loan To Sell

Seamlessly move a loan from UN/FY via the “Send to Participate” button to a live marketplace of Baker Hill buyers. Access banks inside and beyond your network to sell and scale instantly.

Participate marketplace screenshot
Post-sale servicing

Automate Post-Sale Participant Servicing

After closing, keep shared balances, transaction detail, principal and interest activity, rate updates, fees, and automated notices organized in one place—giving loan operations and participants a real-time system of truth.

Participate post-sale participant servicing screenshot
What Participate provides

Post-sale participant servicing, automated.

Automate the downstream servicing work that matters after the sale closes.

01
Shared balances, P&I, rates, indexes, & fees Keep participant servicing synchronized after closing.
02
Automated email notices & digital statements Reduce manual follow-up and keep participants informed.
03
Built-in NDA’s & participation agreements Speed execution and reduce friction for each transaction.
04
Automated workflow, data room, & notices Keep documents and communication organized in one place.
Activation-ready

Built into Baker Hill UN/FY.

The “Send to Participate” initiation is already embedded, so teams can focus on distribution and post-sale servicing instead of a custom integration project.

Embedded “Send to Participate” workflow Secure, redundant cloud infrastructure
Optional enhanced post-sale servicing Baker Hill Loan Exchange access
Participation integration architecture graphic
Rapid Deployment - Immediate Results

Go live in 1 day.

Hosted on a secure, redundant cloud infrastructure. The integration is already built—activation is all that’s required.

Hosted on a secure, redundant cloud infrastructure
The “Send to Participate” button is already embedded
Start transacting within the Baker Hill Loan Exchange in 1 day
01

Sign Contract

Simple SaaS agreement with optional enhanced post-sale servicing.

Simple SaaS agreement
02

Activate “Send to Participate” Integration

The “Send to Participate” button is already embedded—flip the switch.

Embedded button
03

Begin Selling and Servicing Loans

Start transacting within the Baker Hill Loan Exchange.

1-day activation
Let’s Connect

See how the Baker Hill Loan Exchange can support your lending strategy.

We welcome a deeper conversation about how this partnership serves your institution’s lending, capital deployment, and risk strategies.

Schedule a Demo

Curious how Participate can integrate with your systems to automate loan participations? Book a demo today and let us show you the possibilities.

Office

6001 Valley Ranch DR,

Little Rock, AR 72223

Contact
Support: 501-313-3414
support@participateloan.com
Sales: 501-246-5148
sales@participateloan.com

Demo Request