Participate Powers Baker Hill Loan Exchange to Modernize Commercial Loan Participations
New embedded loan exchange helps Baker Hill UN/FY™ users move from commercial loan origination to loan distribution with greater speed, efficiency and scale.
Participate is proud to announce a strategic partnership with Baker Hill to bring automated loan participation capabilities directly into the commercial lending workflow for financial institutions.
Through the launch of the Baker Hill Loan Exchange, powered by Participate, Baker Hill clients can now access a more connected path from loan origination to loan distribution. The new exchange is designed to help banks and credit unions expand lending capacity, manage concentration risk, improve liquidity and simplify the operational work required to sell and service loan participations.
The solution embeds Participate’s digital loan sales ecosystem into Baker Hill UN/FY™, allowing users to initiate participation opportunities through a built-in “Send to Participate” feature. From there, loan information and supporting documents can flow into Participate, where lenders can distribute opportunities, engage qualified buyers and manage post-sale servicing workflows in one automated environment.
For financial institutions facing balance sheet pressure, borrower demand for larger credit facilities and ongoing concentration management needs, the partnership creates a practical bridge between commercial lending, loan sales and portfolio optimization.
“This partnership advances our vision for connected commercial lending. By integrating Participate directly into Baker Hill UN/FY, we are helping financial institutions move from underwriting to participation faster and with greater operational efficiency. The Baker Hill Loan Exchange gives lenders a more seamless way to grow relationships, manage risk and optimize balance sheet performance.”
— Andy Ivankovich, chairman and CEO, Baker Hill
Baker Hill’s platform supports financial institutions across commercial loan origination, credit analysis, risk management and workflow automation. Participate extends that value by helping lenders digitize loan participations, syndications, loan sales and ongoing participant servicing.
“Loan participations are becoming an increasingly important growth strategy for financial institutions,” said Matt Johnner, president and co-founder, Participate. “Embedding Participate directly into Baker Hill’s commercial lending platform helps institutions scale lending relationships, improve agility and turn loan sales into a more efficient growth engine.”
With the Baker Hill Loan Exchange, financial institutions can access a nationwide network of participating institutions while reducing the manual effort traditionally associated with loan participation management. The platform supports digital offering memorandums, secure document sharing, participant servicing, transaction visibility, notices, statements, fee management and ongoing lifecycle automation.
The integration is designed for rapid activation, enabling Baker Hill clients to begin using the exchange with minimal operational lift.
Participate’s network includes more than 750 financial institutions across 48 states, with $15.1 billion in cumulative loan volume loaded and more than $1.4 billion in commercial inventory available through the ecosystem.
“We’re excited that Baker Hill and Participate can come together to better support strategically growth-focused institutions,” Ivankovich said. “The Baker Hill Loan Exchange gives them an easier way to tap into loan participation opportunities with less friction and greater efficiency.”
The partnership also reflects a broader shift in commercial lending: financial institutions are increasingly looking for ways to preserve borrower relationships while using loan participations as a scalable balance sheet management strategy. By connecting origination, distribution and servicing in a single digital workflow, Baker Hill and Participate are helping institutions move beyond spreadsheets, email chains and fragmented manual processes.
“Loan participations have played an important role in helping us scale responsibly while continuing to support our borrowers,” said Tyson Leyendecker, president and chief credit officer, Capra Bank. “Digitizing the process from origination through servicing improves consistency, execution and operational efficiency.”
The Baker Hill Loan Exchange, powered by Participate, is now available to Baker Hill UN/FY clients.
About Baker Hill
Baker Hill provides lending technology for banks and credit unions across the United States. Financial institutions use Baker Hill’s platform to support more efficient lending originations, helping them Lend Better, Lend Faster, and Lend More™ in the communities they serve. Backed by Flexpoint Ford, Baker Hill delivers the scale, security and innovation required for modern banking. The company is headquartered in Carmel, Indiana, with operations in Santa Barbara, California.
About Participate
Participate, a BankLabs company, is the Loan Sales Ecosystem for financial institutions. The patented platform helps banks and credit unions originate, distribute and manage loan participations and syndications at scale. Participate digitizes the loan participation lifecycle from initial sale through post-sale servicing, helping institutions improve liquidity, increase lending capacity, reduce concentration risk and automate loan sales operations.
For more information, visit ParticipateLoan.com.